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minimum risk amount (FS-PM)

Policy Management (FS-PM)

The insurance character of a unit-linked life insurance policy is guaranteed by the payment of a minimum risk amount (MRA) in case of death, in addition to the available capital. The death benefit is defined as the maximum amount from a minimum death benefit total and the reserve increase by the minimum risk amunt. The minimum risk amount is greater than zero, to guarantee the insurance character.

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